Tips On Navigating A Roof Insurance Claim

When a terrible storm or natural disaster rolls through and damages your Pittsburgh roofing, you could end up with a large financial burden. As you start searching for a Pittsburgh roofing company for help, you should also see if your insurance company will help cover the cost of repair. Getting an insurance company to cover the damages can feel intimidating, but it doesn’t have to be difficult. You can often find a roofer in Pittsburgh who will help you navigate the system. But it is still best to understand the basics yourself to ensure you receive all financial coverage available. When you need roof repair in Pittsburgh, follow the steps below to get help from your insurance company.

1. Locate the Damage

For repair costs to be covered, the damage needs to be considered a natural occurrence or “act of god”. This includes strong rain, hail, wind, and tornado damage. You must file your insurance claim as soon as possible to avoid being denied coverage. Once the storm has passed, step outside to examine your home. If you notice any signs of damage, ask a Pittsburgh roofing contractor to help you identify the cause and gather evidence for your insurance claim.

2. Find a Roofing Contractor in Pittsburgh, PA

When you’re beginning your search for a Pittsburgh roofing company, it can be tempting to reach out to the cheapest option. However, roofing in Pittsburgh needs to be done by trustworthy professionals. Choose a roofer in Pittsburgh with a history of quality work that will help you prove to the insurance company that you take proper care of it. You also need to know that the contractor will commit to charging you the cost of the deductible and avoid the scams of free repairs.

3. It’s Time to File Your Claim

Once you reach out to your insurance company to file your claim, an adjuster will visit the property. An adjuster will evaluate the damage and can quote you an estimate on the cost of your roof repair in Pittsburgh. Typically, they will quote you the lowest number possible. That’s why you need a roofer in Pittsburgh that will help negotiate for you. An adjuster is looking out for the insurance company, but your contractor will negotiate in your best interests so that all costs are covered.

4. Final Contract Signings

Eventually, your contractor will be able to negotiate a proper number from your adjuster. At this point, you will reach the final stage of contract write-ups. Be sure to thoroughly examine your contracts to ensure you are getting the repairs you need. Check to see what will and will not be covered by the insurance company as you will pay the remaining amount. Once you sign off on your contracts, repairs can begin.

Get Your Pittsburgh Roofing Repairs Covered

Now that you know the steps to get the costs of roof repair in Pittsburgh covered by insurance, you can take action. Let your Pittsburgh roofing company help you get the coverage you need from your insurance company, and make sure your house can protect you and your family all year long.